SFFCU Informed me They don’t really Declaration Finance Towards the Borrowing from the bank Agency Once i Had The fresh new Financing

Credit rating, credit repair properties, or other private individual profile: Credit rating

Don’t located characteristics that have been advertisedComplaint: Yesterday, I place a grievance in the XXXX XX/XX/2019 Complaint # XXXX of 2 Unsecured loans that have been inaccurately claimed just like the Positive Ripoff for me. Today, I obtained a message out of XXXX XXXX, Assistant Manager within Representative Contact Heart fax # XXXX SFFCU. The guy answered by saying I am able to phone call to handle my personal circumstances. He place my personal Checking And Savings Savings account Amount During the Ambitious Amounts Regarding Email. My cell phone was has just hacked. So it creates Id theft and that is over the top.As to the reasons Did The guy Accomplish that? And you can how it happened within my complaint matter significantly more than bring about banging up my personal credit0 do to their Constructive Scam towards Overdraft financing 80 and the Personal loan 81. We today can not get a vehicle Now. XXXX XXXX was money grubbing and requires becoming discharged . education their Teams doing Useful Fraud with my many years to benefit on bank and come up with browse XXXX accomplish Positive Fraud. Sending My Savings account Number Over the internet I could Declaration Your To the Cops. He or she is A dumb MANpany Reaction: Team features responded to an individual and also the CFPB and you may determines not to render a community response Finalized with factor

Cash advance, title loan, otherwise personal bank loan: Personal line of credit

Complaint: I received a Personal Loan that ultimately was Constructive fraud. The loan was suppose to be placed into my checking account and I would pay off the credit cards that I choose called peer to peer. But instead Schools First Federal Credit Union made it a Credit Card Rewrite Loan forcing paying off the cards themselves. They misrepresented the loan they gave me in writing. I got loan 81 XX/XX/2018. . They also were lying stating that they only do loans up to 48 months when they do them for up to 60 months. I have XXXX XXXX which was for <$>with interest is <$>at 7.45 %. My loan documents say nothing about a Credit Card Rewrite loan. I paid it down to <$>so far. The loan documents are not accurate do to the CONSTRUCTIVE FRAUD. I always pay. Never late! I was also offered Overdraft Protection on my checking account with them which I was told was not a line of credit. However, if I had insufficient funds it had a 3 % fee which does not affect the credit score. And I was also told the bank does not send out disclosure notices on it. When I finally used it several months later, my statement showed a % rate for the <$>. I called and asked several times for the disclosure notice to be mailed but it was never mailed. Another bank I do business with sent me a disclosure notice on their Overdraft Protection today. It is not a line of credit. The overdraft protection above turned out to be a line of credit from SFFCU. CONSTRUCTIVE FRAUD AGAIN. Again, I paydayloansindiana.org/cities/carmel/ was not accurately informed again. It was not for insufficient funds. Also, I was offered a line of credit at 8.49 % elsewhere at <$>at the same time as the <$>. XXXX offer. Why would I take <$>at %? This is Constructive Fraud or IMPLIED DUTY OF GOOD FAITH TODAY SFFCU offered me <$>to correct the interest of <$6.00>on the overdraft protection with new loan options which will r hi n my credot score. However, the issue is they gave me a loan lying about what it really was and deceived me on loan 81 also. I would not have taken it. I will need an email or fax to send documentspany Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation